RATES
We will pay 1/4% higher on Certificates if you open a checking account or sign up for direct deposit of retirement or social security.
New Loan Rates stated in APR*
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| New & Used Cars |
4.75% APR* |
24 Months |
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4.75% APR* |
48 months |
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| Signature Loans |
9.00% APR* |
1 year |
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11.00% APR* |
2 year |
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12.50% APR* |
3 year |
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15.00% APR* |
4 year |
| Signature Loan |
Limit |
$10,000 with approved credit |
| Platinum Visa |
8.99% APR* |
$25,000 limit with approved credit |
| Visa Cards |
16.50% APR* |
$15,000 limit with approved credit |
No Annual Fees on Visa Cards |
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| New Recreation |
See New Car Rates |
Boat & RV loans over $30,000 may have a term of 180 months 8.5% APR* |
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| Used Recreation |
See Used Car Rates |
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| Classic Vehicle Loan |
8.00% APR* |
Up to 5 years |
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| All rates apply to new loans only |
| *Annual Percentage Rate designated as APR -Actual rate is based on creditworthiness; your rate may be higher. |
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Rates and terms subject to change |
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NEW SAVINGS RATES
Daily dividends (paid monthly)
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| REGULAR SHARES |
0.25% |
$100.00 MINIMUM |
0.26% APY |
| Checking Accounts |
0.00% |
Not interest bearing |
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| Golden Shares |
1.25% |
$2,500.00 minimum balance |
1.26% APY |
| Diamond Shares |
1.50% |
$50,000.00 minimum balance |
1.51% APY |
| Christmas Club |
1.00% |
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1.00%APY |
| Christmas Club Accounts run from Nov 1st - Oct 31st dividends are paid at the end of term, and funds xfer to checking - if no checking to savings |
| IRA |
1.25% |
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1.26% APY |
| SAVINGS APY BASED ON MONTHLY COMPOUNDING |
| **APY = Annual Percentage Yield |
NEW CERTIFICATE RATES
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| Six Month Certificate |
2.25% |
$10000.00 Minimum |
2.27%APY |
| One year Certificate |
3.00% |
$10000.00 Minimum |
3.03% APY |
| Two Year Certificate |
3.35% |
$10000.00 Minimum |
3.35% APY |
| Three Year Certificate |
3.75% |
$10000.00 Minimum |
3.80% APY |
| Five Year Certificate |
4.25% |
$10000.00 Minimum |
4.32% APY |
| One Year IRA Certificate |
2.75% |
$10000.00 Minimum |
2.78% APY |
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APY IS BASED ON MONTHLY COMPOUNDING
Rates are subject to change without notice. Click on disclosure to read UCCCU's rate disclosure information. Click here for United Christian Community Credit Union's great rates.
