Credit unions are member-owned, nonprofit cooperative financial institutions. They were formed to encourage fair returns by offering competitive interest and loan rates, as well as financial services to members.
A credit union is one of the most secure financial institutions in the nation. Every credit union in Michigan is insured by the National Credit Union Share Insurance Fund (NCUSIF), which is administered by an agency of the Federal government. Of all the federal deposit insurance funds, NCUSIF has the strongest equity to insured risk ratio.
Regular Shares Account
A regular share savings account is ideal for savers of all kinds. Make unlimited deposits and withdrawals from your savings account as often as you like. You simply need to maintain a low $100 minimum balance to earn dividends. Dividends are calculated daily and paid quarterly.
Golden Shares Account
Earn more on your money with a Golden Share Account. With a minimum balance requirement of $2,500, this account offers a higher rate of interest. Interest is calculated daily based upon the amount you maintain in this account and is paid quarterly. This convenient account offers unlimited deposits or withdrawals without penalty.
Diamond Shares Account
Earn even more on your money with a Diamond Share Account. With a minimum balance requirement of $50,000, this account offers a higher rate of interest. Interest is calculated daily based upon the amount you maintain in this account and is paid quarterly. This convenient account also offers unlimited deposits or withdrawals without penalty.
Christmas Club Accounts
Now is the time to open your United Christian Community Credit Union Christmas Club Account. With your UCCCU Christmas Club Account, you can save the money you'll need to breeze through the next holiday spending, and earn interest while your deposits accumulate.
You can open your Christmas Club account with any amount of money. Then you can choose to add to it regularly by mail, in person, with Direct Deposit or by calling the Credit Union to have funds transferred from your checking or savings account. You may deposit any amount at any time. There are no minimum balance requirements. Withdrawals may be made but interest is forfeited if balance is brought to zero. Christmas Club funds are disbursed to you in November.
Make your next holiday shopping season the best ever. Open your UCCCU Christmas Club Account today!
Kids Accounts
Visit the special corner at the Credit Union especially for our youngest savers dedicated to our "resident" cat, Riley! And, of course, it's called "Riley's Kid's Corner." Here, you find everything needed to help the younger members of your family learn about the credit union and the benefits of savings. Plus, there are small gifts and incentives along the way to encourage saving, and visiting the credit union and Riley.
There's a special passbook, and stamp to help make it fun for kids to learn the value of earning and saving money. Ask us about this great tool to introduce kids to the world of finance - the fun way - next time you come in.
