Loans

United Christian Community Credit Union offers a wide variety of loans - for just about anything you need at reasonable rates and with flexible terms.

Shared Secured
Share Accounts may be used to secure loans for up to 100% of the available account balance. This is an ideal way to borrow for individual or family needs without sacrificing savings! During the period in which this type of loan is outstanding, the Share balance securing it may not be withdrawn. Go to our Loan Calculator.
Click Here to Apply

Signature Loan
Take out a smaller loan quickly and easily on your signature. With a $15,000 limit, we offer a variety of rates and terms to make borrowing affordable for most any need. Go to our Loan Calculator.
Click Here to Apply

Line of Credit
For budget flexibility and convenience, UCCCU offers a pre-approved, unsecured line-of-credit loan that can be accessed whenever a need arises. Available for up to $15,000 based on monthly income, credit history and other qualifications, it offers generally lower interest rates than bank and department store credit cards. The revolving line-of-credit loan is an affordable choice for a variety of consumer needs. Loan Calculator
Click Here to Apply

Student Loans
Click here for more information.

Vehicle Loans
Our vehicle loans can put you in the drivers seat with the car of your choice at a great rate, and with reasonable terms - and best of all, you're dealing with people you know and trust at your credit union. Whether you are looking to purchase a new vehicle or a classic car for your collection, come to UCCCU for a vehicle loan that will get you the most mileage. To see if you can afford that new car, go to our Loan Calculator. Click here for rates.
Click Here to Apply

24 Hour ATM Card/ MasterCard Debit Card
Click here for ATM locations.

Enjoy 24-hour financial service 24 hours a day, seven days a week with a 24 Hour Card from United Christian Community Credit Union. Use your card at SC24, NYCE and Cirrus network machines to make transfers between your credit union accounts, deposits and cash withdrawals. At SC24 machines you can even make loan payments on regular loans, line of credit loans and make deposits to your Christmas Club Accounts. Note: The 24 Hour Card comes with a maximum daily withdrawal of $500.00 and 6 free transactions per month.

And that's not all! You can use your 24 Hour Card for Point-of-Sale transactions, too! The 24 Hour ATM Card looks like a credit card, but works like a check. Use it to pay for purchases. The purchase amount will be automatically deducted from your credit union Checking Account, which means no interest payments and no bill at the end of the month. If you don't already have one, click here, to apply for your United Christian Community Credit Union 24 Hour ATM Card.

MasterCard Debit Cards - Also serves as your ATM!
With the convenience of a credit card and the benefits of checking, a MasterCard Debit Card from United Christian Community Credit Union is the convenient way to shop, dine, travel…pay for many of your expenses without having to write a check.

If you like the convenience of paying with a credit card but don't like the monthly bill and interest charges that come along with it, you'll love the MasterCard Debit card from United Christian Community Credit Union.

The MasterCard Debit card works just like a check, only it's faster and more convenient. When you use your MasterCard Debit card, you access your checking account without actually writing a check or having to get the check approved.

When shopping, simply present your MasterCard Debit card to the cashier and sign your receipt just as you would with a credit card. Your purchases will be deducted right from your checking account. Your MasterCard Debit card is also your ATM card and can be used at any ATM! If you don't already have a UCCCU MasterCard Debit Card.