ATM / Debit Cards

Now you can experience the ultimate in convenience with a Debit Card from United Christian Community Credit Union! If you like the convenience of paying with a credit card but don’t like the monthly bill and interest charges, you’ll love our new MasterMoney Debit card. When you use the MasterMoney Debit card, you access your checking account without actually writing a check or having to get the check approved.

For ease in shopping, paying for services, or making online purchases, use the MasterMoney Debit card! You simply present your Debit card to the cashier to pay for your purchase or services—it’s that easy. When given the choice between having your card processed as a credit transaction (requiring your signature) or a debit (requiring you to use a PIN at a terminal), choose the credit option and sign your name. That way you will avoid some of the fees that are charged to the credit union by the merchant. This means we will be able to continue offering this card and other convenient services with no or low fees.

Whichever way your card is processed (as a debit or credit), the amount of the purchase will be taken directly from your checking account. Just remember: you must have the funds available in your checking account. If the funds are not available, your transaction will be denied. Please note: there is a daily limit on debit card transactions—$2,000 for online transactions and $1,000 for offline transactions.

The new MasterMoney Debit card also serves as your new ATM card. We will not be issuing you a new PIN (Personal Identification Number) so please continue to use the same PIN you have been using to make ATM transactions. You will also use the same PIN when making a "debit" purchase.

If you currently carry an ATM card, and have a checking account with us, and are 18 years of age or older, you will soon be receiving our new MasterMoney Debit card in the mail. Since you can also use your MasterMoney Debit card at ATMs — it’s the all-in-one card that’s convenient and simple to use.