Regular Share Account |
| Accounts that fall below the average daily balance of $100 |
$3.00 Monthly & No Dividend |
| (Exceptions - waived if account has other relationship accounts attached to it and for children 12 and under) |
| Closing your account |
$10.00 |
Checking Account |
| Stop payment request |
$25.00 |
| NSF (Checks returned because of Non-Sufficient Funds) |
$30.00 per draft |
| Monthly Maintenance Fee effective 6/1/2008 |
$1.00 per draft account |
Electronic Funds Transfer |
| Stop payment request |
$25.00 |
| NSF (Returned because of Non-Sufficient Funds) |
$30.00 |
| Return Not Authorized |
$25.00 |
| Check Printing |
Check office for current costs |
| Staff Assistance to balance account and/or account research |
$25.00 per hour |
| Check cashing fee for accounts that fall below an average daily balance of $100.00 |
5% of check minimum of $5.00 |
| Statement History Printout |
$3.00 per page |
| Duplicate copy of statement |
$3.00 per page |
ATM/Debit Fees |
| First four ATM withdrawals/inquiries per month are free, each withdraw after that $1.50 |
| VISA/ATM/Debit Card Re-Instatement Fee |
$50.00 |
| ATM/Debit initial card fee |
$5.00 |
| Reorders/Renewals of cards or PINS |
$5.00 |
| Debit Card Over limit/NSF Fee |
$30.00 |
| Reinstatement of Debit Card/Checking Account |
$50.00 |
| Money Orders |
$3.00 |
| Travelers Checks/Notary Service |
No charge |
| Wire Transfers/International Wires |
$25.00/$45.00 |
| Garnishment/tax levy |
$45.00 |
| Income withholding orders |
$45.00 |
| Group Insurance minimum requirement fee |
$5.00 per month* waived if minimum requirements are met |
| *minimum requirements: Maintain $750 balance in Regular Share Account, Checking Account with monthly deposits and activity, Visa Card with monthly activity, Loan Account, IRA Account, CD Account, Golden Share Account with $2,500 minimum balance |
|
| Account Verifications |
$10.00 |
| Escheat Processing |
$25.00 |
| Written Loan Payoff Request |
$15.00 |
| Copy of Member cleared draft |
$5.00 |
| Mail returned for bad address |
$3.00 each month |
| Cashiers Check |
$3.00 if under $1,000 |
| Replace member draft with Cashiers Check |
$10.00 |
| Mortgage Discharge |
varies by county |
| American Express Gift Card |
$3.95 |
| Overnight Delivery |
Actual cost |
| All fees effective 8/1/2008 |
|
